Learntitle’s Title Insurance Ethics course has been updated to include information about the new ALTA Best Practices. The course is approved by DOBI for 3 credits.  Click Here to enroll.
Ethics course updated
Learntitle’s Title Insurance Ethics course has been updated to include information about the new ALTA Best Practices. The course is approved by DOBI for 3 credits.  Click Here to enroll.
A comprehensive discussion of judgments, liens and encumbrances that effect title. Approved for 3 CE credits by NJ Dept of Banking and Insurance.
Learntitle has had an Ethics course approved by the Dept of Banking and Insurance. “Ethics in Title Insurance” is now available online at Learntitle  Ethics courses are required as part of continuing education for title agents and this one is worth 3 credits. Use the code BL0923 to get 20% off the cost of the course.
Learntitle now has several courses available for you to fulfill your CE requirement.
New Jersey Rate Manual
Includes new rates (effective 04/2013)
Covers all the fees associated with a title insurance transaction.
This course meets the New Jersey Dept of Insurance requirement for Ethics Continuing education.
This course discusses the Alta Consumer Initiative, The Alta Principles of Fair Conduct, and the New Jersey Land Title Association Code of Ethics. It also takes a look at confronting temptation and customer pressure and it includes tools to use to make decisions.
Join me in Orlando on Feb 7 for the Land Title Compliance and Technology Conference.
This is not just another industry conference. It is an educational event offering title agents real world âhow toâ instructions as it pertains to navigating todayâs technology and regulatory compliance landscape. Our guests will learn by receiving real world solutions presented by panels of their peers, each moderated by a subject matter expert from our industry. Special guest speakers from underwriters, lenders, and agents will provide additional insight as it pertains to technology & compliance- each from their own unique perspectives.
Conference guests will be eligible to receive a minimum of 3 hours CEÂ credits for the states of: NJ, PA, OH, VA, and FL (pending final approval). Learntitle is working continuously on adding additional states to the offering.
As an added bonus, our guests will be able to enjoy all the amenities of our venue, the Hilton Orlando Resort. With onsite executive golf, luxury spa, waterpark, 2 lazy rivers, and shuttle service to Sea World, Universal Orlando, and Walt Disney World, there is no better way to spend a weekend in February.   Folks from up North are already excited to escape the snow and bring the family!
The conference will conclude with a sponsored cocktail hour, hors dâoeuvres, and an open bar; the perfect location for networking and generating new business!
Hope to see you there
If homeowners hold title to real property while under the protection of the Bankruptcy Court or are going through a foreclosure process and are looking to sell or refinance their property, certain underwriting requirements must be met in order to insure the transaction. This course discusses the issues surrounding bankruptcy and foreclosures and the relationship they have to title insurance
Interesting Article from the Mortgage Professional website:
You are about to wire closing funds to the table, into the hands of a lawyer, title agent or escrow company employee you have never met before, but no worries because you have a Closing Protection Letter CPL right? Wrong.Take a good look at the language in this warranty letter. The majority of CPLs insure against two events: 1 Outright theft of the mortgage proceeds, and 2 Any other event that impairs the invalidity or unenforceability of the lien of the mortgage.
Cloudstar, the leading provider of security, compliance, and cloud technology systems for the land title industry, is pleased to announce that Danealle Marshall has joined the organization as a Strategic Account Manager. She brings with her 15 years of consulting, sales and training experience in the land title industry, delivering responsive service, industry expertise, and strong client advocacy. Prior to joining Cloudstar, Danealle held positions with Digital Risk, Entrust Solutions, Land America, and other well-known industry players.
Cloudstar is very excited to have Danealle on board. She is very passionate about our industry and serving the needs of title agents, said Gregory McDonald, CEO of Cloudstar.
As a second generation member of the title insurance industry, Danealle thrives on being a knowledge source to clients and colleagues and brings with her the ability to analyze, anticipate needs, and provide expert guidance on compliance and technology solutions for title agents and real estate professionals.
“I am grateful for the opportunity to contribute to the Cloudstar team as a catalyst for Change. It is currently sink or swim for many title industry professionals, who need to quickly adopt technological solutions and industry best practices in order to stay afloat and compete in a heavily regulated marketplace,” Marshall states.
Danealle is actively engaged with multi-generational clients and colleagues and is a contributing member of real estate, mortgage and title industry associations.
This is no secret: The Consumer Finance Protection Board (âCFPBâ) has been and will continue to promulgate increasingly tight compliance rules for lenders as well as the settlement industry. This is not only a predictable trend towards transparency-oriented records/corporate compliance a la Sarbanes/Oxley but more recently the passage of Dodd-Frank designed to bind and keep lenders (especially) in line with sound lending practices.
As we all know, these compliance systems and practices are also designed to protect all of usâthe consumer and the title companies– against the incredible and growing amount of fraud in the title industry. That issue, of course, provides enough material for another seminar entirely. For now, weâll focus on these âbest practices,â which ALTA developed and published, in part, to establish a âbenchmarkâ for the mortgage and real estate settlement industry. In developing these best practices, ALTA seeks to guide its membership the best procedures to protect consumers, promote quality service, provide for ongoing employee training and meet both legal and market demands.
Weâll first review ALTAâs Best Practices (Fall 2012) in some detail and conclude by discussing how you can improve your business not only through compliance (âbest practicesâ) but through outreach and education programs for your REALTOR®s and loan officers. The work of bringing transactions together has always been, and perhaps now more than ever, the result of the cooperative and effective work of many team players in the real estate industry. As always, the need for excellent professional relationships too couldnât be higher.
Ann L. Johnston, Esq.
admin@learntitle.com
Ann is an attorney and a REALTOR® with over 26 years of experience in law practice (including especially insurance defense and risk management issues), title law and the real estate sales industry. She is licensed as a settlement agent and real estate salesperson in Virginia and as an attorney in the District of Columbia and North Carolina. Ann is currently working as Director of Professional Development at Monarch Title in McLean. She most recently served as Assistant General Counsel for Long & Foster Real Estate, Inc. for almost 6 years where she developed a wide range of business and legal expertise pertaining to the practice of real estate professionals. She earned both her BA in English and her Juris Doctor from the University of North Carolina at Chapel Hill.
1 Credit
This course will explain MERS, its uniqueness in the lending industry and will address many of the misunderstandings about MERS. Mike Skalka will discuss the business model, the corporate structure, the MERS System, the benefits to the lending and title insurance industries, the general litigation concerns as noted in the press, and various regulatory and legislative issues.
MERSCORP Holdings, which operates an electronic registry of mortgage loan servicing rights and ownership on behalf of the lending industry, is presently addressing the challenging issues associated with foreclosures and mortgage record holding â areas in which Mr. Skalkaâs background and knowledge is uniquely suited.Â
Mr. Skalka joined Stewart Title in 1988 as the founding president of Stewart Title Insurance Company, domesticated in New York. Shortly thereafter, in the early 1990s, he helped establish Stewartâs operations in Canada and theUnited Kingdom, and then relocated from New York to Houston, in 1993, to serve as Executive Vice President and General Counsel of the Stewart Organization until 2005.
As Stewart continued to seek opportunities outside of the U.S., Mr. Skalka led those efforts by becoming Chairman of Stewartâs International Group in 2005. In 2007, he became the first person outside of the Morris and Stewart families to be appointed President and Managing Director of Global Underwriting Services of Stewart Title Guaranty Company, where he remains a member of its Board of Directors. Mr. Skalka had also helped to lead the National Title Services Division of Stewart since 2009.
With his more than 35 years in the title and real estate industries, Mr. Skalka has established himself as an admired member of the real estate community. He has had the honor to be appointed to the Board of Governors of the American Land Title Association®, as well as to serve upon its various committees; and, is a past President of the New York State Land Title Association.
In the spring of 2007, the Houston Chronicle published a feature article about Mr. Skalka and his international activities on behalf of the Stewart Organization. He also has been quoted in Continental Airlines Magazine concerning the real estate market in Latin America. Mr. Skalka has spoken before numerous bar association, land title association, and related industry functions throughout the United States and England and has had articles published by the Bank Lending Institute, the New York Law Journal, the Practicing Law Institute and the National Register of Commercial Real Estate.
Register or Login to Enroll | Estimated Length: 3 hours Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 1 year |
Real Estate Settlement and Procedures Act
Comprehensive coverage of the RESPA including Regulation X, the GFE, and the HUD-1
Vincent G. Danzi graduated from the University of Texas at Austin with a Bachelorâs degree in History in 1995 and earned his law degree in 2000 from the State University of New York at Buffalo. Prior to law school, he was a Licensure Investigator for the Texas State Board of Medical Examiners. Since law school, he has worked in the title insurance and settlement services industry. He serves as General Counsel for Equity Settlement Services, Inc., a national title and settlement services provider, which offers a wide range of services across a thirty-five state footprint. Outside this role, his practice includes business legal representation, consulting, and serving in an of-counsel and outside expert capacity on RESPA and other compliance and title insurance issues. In accord with his enduring devotion to computer programming, he is also a database application and user interface developer. He lectures, writes, and otherwise contributes to the publications and seminars of such organizations as The New York State Land Title Association, the Title Appraisal Vendor Management Association, October Research, The New York State and Suffolk County Bar Associations, and is a member of the Editorial Advisory Board of October Researchâs The Legal Description, the nationâs leading legislative and legal analysis newsletter for the title insurance and settlement services industry. Mr. Danzi was a featured speaker at the 2011 National Settlement Services & Compliance Summit in Cleveland, Ohio, at which he spoke on best practices for the title insurance industry
Register or Login to Enroll | Estimated Length: 2 hours and 43 minutes Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 1 year |
Discusses the implications of water on site including riparian issues, wetland issues, storm water management and National Flood Insurance issues.
Wendy Lathrop, PLS, CFM is president and owner of Cadastral Consulting, LLC, licensed as a Professional Land Surveyor in New Jersey, Pennsylvania, Delaware, and Maryland, and as a Professional Planner in New Jersey. She is also a Certified Floodplain Manager (CFM) through the Association of State Flood Plain Managers. Wendy has been involved since 1974 in surveying projects ranging from construction to boundary to environmental land use disputes. She has been teaching seminars for surveyors across the country since 1986 and has been writing articles for surveyors since 1983.  Wendy is a contributing editor for The American Surveyor magazine, and has two articles included in the American Bar Association’s text, “Land Surveys: A Guide for Lawyers and Other Professionals.”
Easements – Defined and Illustrated
Register or Login to Enroll | Estimated Length: 2 hours and 40 minutes Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 12 months |
3 credits – Easements – Defined and Illustrated
Wendy Lathrop, PLS, CFM is president and owner of Cadastral Consulting, LLC, licensed as a Professional Land Surveyor in New Jersey, Pennsylvania, Delaware, and Maryland, and as a Professional Planner in New Jersey. She is also a Certified Floodplain Manager (CFM) through the Association of State Flood Plain Managers. Wendy has been involved since 1974 in surveying projects ranging from construction to boundary to environmental land use disputes. She has been teaching seminars for surveyors across the country since 1986 and has been writing articles for surveyors since 1983.  Wendy is a contributing editor for The American Surveyor magazine, and has two articles included in the American Bar Association’s text, “Land Surveys: A Guide for Lawyers and Other Professionals.”
Register or Login to Enroll | Estimated Length: 3 hours Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 12 months |
3 credits — A discussion of all the forms filed by the New Jersey Rating Bureau.  Course Materials include an interactive, color coded, downloadable Forms Manual that you will be able to use as a convenient reference.
In an effort to protect residentsâ identities and become more efficient, the Mercer County Clerkâs Office has updated its digital land records computer system, the county clerk said yesterday.The large database has information on the ownership and status of just about every inch of land in the county, and managing the system and making the information it holds available to the public is a complicated task, County Clerk Paula Sollami Covello said.
via Mercer County Clerk’s Office upgrades digital land records computer system | NJ.com.
Register or Login to Enroll | Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 12 months |
3 Credits. New Jersey Rate Manual
Includes new rates (effective 04/2013)
Register or Login to Enroll | Estimated Length: 3 hours Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 12 months |
Ethics in Title Insurance
This course discusses the Alta Consumer Initiative, The Alta Principles of Fair Conduct, and the New Jersey Land Title Association Code of Ethics. It also takes a look at confronting temptation and customer pressure and it includes tools to use to make decisions.
Register or Login to Enroll | Estimated Length: 3 hours Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 12 months |
3 Credits. Surveys and Descriptions
Surveying or land surveying is the technique and science of accurately determining the terrestrial or three-dimensional position of points and the distances and angles between them. These points are usually on the surface of the Earth, and they are often used to establish land maps and boundaries for ownership or governmental purposes. For purposes of Title, they are used in the âDescriptionâ.
To accomplish their objective, surveyors use elements of geometry, engineering, trigonometry, mathematics, physics, and law.
This course discusses surveys and descriptions and their relationship the title insurance.