Judgments, Liens, and Encumbrances

Register or Login to Enroll

Credits: 3

Description

A comprehensive discussion of judgments, liens and encumbrances that effect title.  Approved for 3 CE credits by NJ Dept of Banking and Insurance.

Judgments, Liens, and Encumbrances

New Jersey Rate Manual(effective 04/2013)

Register or Login to Enroll

Credits: 3

Enrollment Valid For: 12 months

New Jersey Rate Manual

Includes new rates (effective 04/2013)

Covers all the fees associated with a title insurance transaction.

New Jersey Rate Manual(effective 04/2013)

Ethics in Title Insurance

Register or Login to Enroll

Estimated Length: 3 hours

Cost: $55.00 (USD)

Credits: 3

Enrollment Valid For: 12 months

This course meets the New Jersey Dept of Insurance requirement for Ethics Continuing education.

This course discusses the Alta Consumer Initiative, The Alta Principles of Fair Conduct, and the New Jersey Land Title Association Code of Ethics.  It also takes a look at confronting temptation and customer pressure and it includes tools to use to make decisions.

Ethics in Title Insurance

Bankruptcy and Foreclosure Issues in Title

Register or Login to Enroll

Credits: 3

Description

If homeowners hold title to real property while under the protection of the Bankruptcy Court or are going through a foreclosure process and are looking to sell or refinance their property, certain underwriting requirements must be met in order to insure the transaction. This course discusses the issues surrounding bankruptcy and foreclosures and the relationship they have to title insurance

Bankruptcy and Foreclosure Issues in Title

Free Webinar on upcoming challenges and how to Adapt

Tuesday, December 17, 2013
2:00 p.m. EST – 3:00 p.m. EST (11:00 a.m. PST — 12:00 p.m. PST)
No cost to register.
Join us for a webinar presentation which frames the changes about to affect your agency, and provides ways you can adapt right now.
Moderators:

Rick Diamond, Vice President of I.T., Agency Operations, WFG National Title Insurance Company

Charles Cain, SVP, Agency, Midwest, WFG National Title Insurance Company

What your agency did to be successful in the past will likely not be enough to succeed in 2014 and beyond.  Regulatory changes, market shifts and new client demands all mean that title agents will have to reconsider the way they do business…and soon.   On December 17, join us to consider some of the new challenges emerging for title agents as well as two real solutions available to WFG agents. 

• How does your agency ensure data security as will be required by the CFPB and your lending clients?  To what extent does your e-mail need to be encrypted?  Is your firewall adequate?  How secure is your network, and is that secure enough?


• Will your methods for ensuring data integrity—especially where inaccurate data could negatively affect closing tolerance–meet the standards required by your lenders?


• How does an agent undertake the very real operational changes that will be required by lenders, underwriters and enforcement agencies while maintaining his or her margins?


• Are your settlement, closing and even recording procedures in line with new consumer protection requirements?

 

This is a free webinar open to title agents, settlement services professionals, real estate attorneys and industry executives who take their operations practices and compliance strategies seriously.   Expect future seminars on topics of interest to you from WFG National Title Insurance Company, a partner and trusted resource for title agents nationwide.
Click here to register.
The Title Advisor series is a webinar series provided as a complimentary resource for agents and partners of WFG National Title Insurance Company.  Each month, WFG will provide top experts to discuss subjects of relevance for title agents and settlement services providers:

• Growth Strategies:  Revenue streams, product strategy, marketing and sales


• Market Trends:  Big picture overview of the industry and market strategy


• Compliance Trends:  Legislative, regulatory and litigation updates and tools for compliance


• Production and Ops Practices:  Technology, streamlining efficiencies, general operations and strategies for improving production and delivery of product


• Title 101:  Basic training for entry and mid-level title professionals.


• Town Hall:  Tell us what’s on your mind. How can we be of service, and what issues can we help you face?

 

To learn more about WFG National Title, or to learn about future installments of The Title Advisor Series, go to www.WFGNationalTitle.com.

Free Webinar on upcoming challenges and how to Adapt

Closing Protection Letters Are NOT Insurance Against Mortgage Fraud | Mortgage News | Daily National and State Headlines

Interesting Article from the Mortgage Professional website:

You are about to wire closing funds to the table, into the hands of a lawyer, title agent or escrow company employee you have never met before, but no worries because you have a Closing Protection Letter CPL right? Wrong.Take a good look at the language in this warranty letter. The majority of CPLs insure against two events: 1 Outright theft of the mortgage proceeds, and 2 Any other event that impairs the invalidity or unenforceability of the lien of the mortgage.

via Closing Protection Letters Are NOT Insurance Against Mortgage Fraud | Mortgage News | Daily National and State Headlines.

Closing Protection Letters Are NOT Insurance Against Mortgage Fraud | Mortgage News | Daily National and State Headlines

Danealle Marshall joins Cloudstar

Cloudstar, the leading provider of security, compliance, and cloud technology systems for the land title industry, is pleased to announce that Danealle Marshall has joined the organization as a Strategic Account Manager.  She brings with her 15 years of consulting, sales and training experience in the land title industry, delivering responsive service, industry expertise, and strong client advocacy.  Prior to joining Cloudstar, Danealle held positions with Digital Risk, Entrust Solutions, Land America, and other well-known industry players.

Cloudstar is very excited to have Danealle on board.  She is very passionate about our industry and serving the needs of title agents, said Gregory McDonald, CEO of Cloudstar.

As a second generation member of the title insurance industry, Danealle thrives on being a knowledge source to clients and colleagues and brings with her the ability to analyze, anticipate needs, and provide expert guidance on compliance and technology solutions for title agents and real estate professionals.

“I am grateful for the opportunity to contribute to the Cloudstar team as a catalyst for Change.  It is currently sink or swim for many title industry professionals, who need to quickly adopt technological solutions and industry best practices in order to stay afloat and compete in a heavily regulated marketplace,” Marshall states.

Danealle is actively engaged with multi-generational clients and colleagues and is a contributing member of real estate, mortgage and title industry associations.

Danealle Marshall joins Cloudstar

Emerging Settlement Best Practice (CFPB)

Click Here to Enroll

This is no secret: The Consumer Finance Protection Board (“CFPB”) has been and will continue to promulgate increasingly tight compliance rules for lenders as well as the settlement industry. This is not only a predictable trend towards transparency-oriented records/corporate compliance a la Sarbanes/Oxley but more recently the passage of Dodd-Frank designed to bind and keep lenders (especially) in line with sound lending practices.

As we all know, these compliance systems and practices are also designed to protect all of us—the consumer and the title companies– against the incredible and growing amount of fraud in the title industry. That issue, of course, provides enough material for another seminar entirely. For now, we’ll focus on these “best practices,” which ALTA developed and published, in part, to establish a “benchmark” for the mortgage and real estate settlement industry. In developing these best practices, ALTA seeks to guide its membership the best procedures to protect consumers, promote quality service, provide for ongoing employee training and meet both legal and market demands.

We’ll first review ALTA’s Best Practices (Fall 2012) in some detail and conclude by discussing how you can improve your business not only through compliance (“best practices”) but through outreach and education programs for your REALTOR®s and loan officers. The work of bringing transactions together has always been, and perhaps now more than ever, the result of the cooperative and effective work of many team players in the real estate industry. As always, the need for excellent professional relationships too couldn’t be higher.

Expert

Ann L. Johnston, Esq.
admin@learntitle.com

Ann is an attorney and a REALTOR® with over 26 years of experience in law practice (including especially insurance defense and risk management issues), title law and the real estate sales industry. She is licensed as a settlement agent and real estate salesperson in Virginia and as an attorney in the District of Columbia and North Carolina. Ann is currently working as Director of Professional Development at Monarch Title in McLean. She most recently served as Assistant General Counsel for Long & Foster Real Estate, Inc. for almost 6 years where she developed a wide range of business and legal expertise pertaining to the practice of real estate professionals. She earned both her BA in English and her Juris Doctor from the University of North Carolina at Chapel Hill.

Click Here to Enroll

Emerging Settlement Best Practice (CFPB)

Mers, The Core Concepts

1 Credit

This course will explain MERS, its uniqueness in the lending industry and will address many of the misunderstandings about MERS. Mike Skalka will discuss the business model, the corporate structure, the MERS System, the benefits to the lending and title insurance industries, the general litigation concerns as noted in the press, and various regulatory and legislative issues.

Expert

Mike Skalka

admin@learntitle.com

MERSCORP Holdings, which operates an electronic registry of mortgage loan servicing rights and ownership on behalf of the lending industry, is presently addressing the challenging issues associated with foreclosures and mortgage record holding – areas in which Mr. Skalka’s background and knowledge is uniquely suited. 

Mr. Skalka joined Stewart Title in 1988 as the founding president of Stewart Title Insurance Company, domesticated in New York. Shortly thereafter, in the early 1990s, he helped establish Stewart’s operations in Canada and theUnited Kingdom, and then relocated from New York to Houston, in 1993, to serve as Executive Vice President and General Counsel of the Stewart Organization until 2005.

As Stewart continued to seek opportunities outside of the U.S., Mr. Skalka led those efforts by becoming Chairman of Stewart’s International Group in 2005. In 2007, he became the first person outside of the Morris and Stewart families to be appointed President and Managing Director of Global Underwriting Services of Stewart Title Guaranty Company, where he remains a member of its Board of Directors. Mr. Skalka had also helped to lead the National Title Services Division of Stewart since 2009.

With his more than 35 years in the title and real estate industries, Mr. Skalka has established himself as an admired member of the real estate community. He has had the honor to be appointed to the Board of Governors of the American Land Title Association^®, as well as to serve upon its various committees; and, is a past President of the New York State Land Title Association.

In the spring of 2007, the Houston Chronicle published a feature article about Mr. Skalka and his international activities on behalf of the Stewart Organization.  He also has been quoted in Continental Airlines Magazine concerning the real estate market in Latin America.  Mr. Skalka has spoken before numerous bar association, land title association, and related industry functions throughout the United States and England and has had articles published by the Bank Lending Institute, the New York Law Journal, the Practicing Law Institute and the National Register of Commercial Real Estate.

Mers, The Core Concepts

Real Estate Settlement and Procedures Act

 

Back to parent catalog

Register or Login to Enroll

Estimated Length: 3 hours Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 1 year

Description

Real Estate Settlement and Procedures Act

Comprehensive coverage of the RESPA including Regulation X, the GFE, and the HUD-1

Expert

Vince Danzi

vincentdanzi@yahoo.com

Vincent G. Danzi graduated from the University of Texas at Austin with a Bachelor’s degree in History in 1995 and earned his law degree in 2000 from the State University of New York at Buffalo.  Prior to law school, he was a Licensure Investigator for the Texas State Board of Medical Examiners.  Since law school, he has worked in the title insurance and settlement services industry.  He serves as General Counsel for Equity Settlement Services, Inc., a national title and settlement services provider, which offers a wide range of services across a thirty-five state footprint.  Outside this role, his practice includes business legal representation, consulting, and serving in an of-counsel and outside expert capacity on RESPA and other compliance and title insurance issues.  In accord with his enduring devotion to computer programming, he is also a database application and user interface developer.  He lectures, writes, and otherwise contributes to the publications and seminars of such organizations as The New York State Land Title Association, the Title Appraisal Vendor Management Association, October Research, The New York State and Suffolk County Bar Associations, and is a member of the Editorial Advisory Board of October Research’s The Legal Description, the nation’s leading legislative and legal analysis newsletter for the title insurance and settlement services industry.  Mr. Danzi was a featured speaker at the 2011 National Settlement Services & Compliance Summit in Cleveland, Ohio, at which he spoke on best practices for the title insurance industry

Real Estate Settlement and Procedures Act

Water on Site

 

Back to parent catalog

Register or Login to Enroll

Estimated Length: 2 hours and 43 minutes Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 1 year

Description

Discusses the implications of water on site including riparian issues, wetland issues, storm water management and National Flood Insurance issues.

Expert

Wendy Lathrop

w-lathrop@usa.net

Wendy Lathrop, PLS, CFM is president and owner of Cadastral Consulting, LLC, licensed as a Professional Land Surveyor in New Jersey, Pennsylvania, Delaware, and Maryland, and as a Professional Planner in New Jersey. She is also a Certified Floodplain Manager (CFM) through the Association of State Flood Plain Managers.  Wendy has been involved since 1974 in surveying projects ranging from construction to boundary to environmental land use disputes. She has been teaching seminars for surveyors across the country since 1986 and has been writing articles for surveyors since 1983.  Wendy is a contributing editor for The American Surveyor magazine, and has two articles included in the American Bar Association’s text, “Land Surveys: A Guide for Lawyers and Other Professionals.”

Water on Site

Easements - Defined and Illustrated

Easements – Defined and Illustrated

Back to parent catalog

Register or Login to Enroll

Estimated Length: 2 hours and 40 minutes Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 12 months

Description

3 credits – Easements – Defined and Illustrated

Expert

Wendy Lathrop

w-lathrop@usa.net

Wendy Lathrop, PLS, CFM is president and owner of Cadastral Consulting, LLC, licensed as a Professional Land Surveyor in New Jersey, Pennsylvania, Delaware, and Maryland, and as a Professional Planner in New Jersey. She is also a Certified Floodplain Manager (CFM) through the Association of State Flood Plain Managers.  Wendy has been involved since 1974 in surveying projects ranging from construction to boundary to environmental land use disputes. She has been teaching seminars for surveyors across the country since 1986 and has been writing articles for surveyors since 1983.  Wendy is a contributing editor for The American Surveyor magazine, and has two articles included in the American Bar Association’s text, “Land Surveys: A Guide for Lawyers and Other Professionals.”

Easements - Defined and Illustrated

Commitments, Policies and Endorsements

 

Back to parent catalog

Register or Login to Enroll

Estimated Length: 3 hours Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 12 months

Description

3 credits — A discussion of all the forms filed by the New Jersey Rating Bureau.   Course Materials include an interactive, color coded, downloadable  Forms Manual that you will be able to use as a convenient reference.

Commitments, Policies and Endorsements

Mercer County Clerk"s Office upgrades digital land records computer system | NJ.com

In an effort to protect residents’ identities and become more efficient, the Mercer County Clerk’s Office has updated its digital land records computer system, the county clerk said yesterday.The large database has information on the ownership and status of just about every inch of land in the county, and managing the system and making the information it holds available to the public is a complicated task, County Clerk Paula Sollami Covello said.

via Mercer County Clerk’s Office upgrades digital land records computer system | NJ.com.

Mercer County Clerk"s Office upgrades digital land records computer system | NJ.com

New Jersey Rate Manual(effective 04/2013)

 

Back to parent catalog

Register or Login to Enroll

Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 12 months

Description

3 Credits.  New Jersey Rate Manual

Includes new rates (effective 04/2013)

New Jersey Rate Manual(effective 04/2013)

Ethics in Title Insurance

 

Back to parent catalog

Register or Login to Enroll

Estimated Length: 3 hours Cost: $55.00 (USD) Credits: 3 Enrollment Valid For: 12 months

Description

Ethics in Title Insurance

This course discusses the Alta Consumer Initiative, The Alta Principles of Fair Conduct, and the New Jersey Land Title Association Code of Ethics.  It also takes a look at confronting temptation and customer pressure and it includes tools to use to make decisions.

Ethics in Title Insurance

Riparian and Other Water Issues in Title

 

Back to parent catalog

Register or Login to Enroll

Estimated Length: 3 hours Cost: $60.00 (USD) Credits: 3 Enrollment Valid For: 12 months

Description

3 Credits.  Riparian and Other Water Issues in Title

Riparian and Other Water Issues in Title

Social media blueprint for title professionals | News | The Legal Description

Title professionals know social media is out there and most know they should be utilizing it in some way to benefit their business and their customer relations. But how and with what goal? With so many options and no plan to incorporate it into daily business operations, one could easily get lost in the online world of posting, liking, following, endorsing, commenting, blogging and tweeting.On Thursday, Sept. 12 at 2 p.m. ET, The Title Report and sponsor North American Title Insurance Co. are offering an exclusive 90-minute webinar, Social Media 2.0: Your Blueprint for Online Marketing Success, to train title insurance professionals on how to take their social marketing to the next level. Two social media experts will instruct on the social sites title professionals should be using, their practical applications and how to effectively build trust among clients to form stronger business relations.

via Social media blueprint for title professionals | News | The Legal Description.

Social media blueprint for title professionals | News | The Legal Description

Judgments, Liens, and Encumbrances

 

Back to parent catalog

Register or Login to Enroll

Estimated Length: 3 hours Cost: $60.00 (USD) Credits: 3 Enrollment Valid For: 12 months

Description

3 Credits.   A comprehensive discussion of judgments, liens and encumbrances that effect title.

Judgments, Liens, and Encumbrances

First Ever Digitally Notarized Deed Uses SIGNiX Digital Signatures

Web conferencing and secure digital signatures used to electronically notarize property deed for American couple living in France.

via First Ever Digitally Notarized Deed Uses SIGNiX Digital Signatures.

First Ever Digitally Notarized Deed Uses SIGNiX Digital Signatures